Faith, Charities & Not for Profit

At IFM Select we have a solution to your insurance needs regardless of your size. Whether you are a charity, volunteer organisation or a not for profit business then we can help.

Do you need to consider extending your policy to include cover for a claim against any trustee, property, reputation, or business interruption, or possibly the increasing problems presented by cyber risks?

With there being numerous areas of regulation that trustees have to comply with there is always the chance that a mistake can be made. Trustee insurance can cover the personal trustee liability and the liability of officers, employees or voluntary workers arising from errors or omissions they may make in the management and administration of the organisation.

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We recognise that not for profit organisations can come in all shapes and sizes and can include some of the following:

Church Insurance
Synagogue Insurance
Chapel Insurance
Nursing Home Insurance
Hospice Insurance
Trust Insurance
Club Insurance
Youth Zone Insurance
Community Centre Insurance
Centre Insurance
Society Insurance
Association Insurance
Project Insurance
Animal Rescue / Sanctuary Insurance
Charitable Fund Insurance
Theatre Insurance
Village Hall Insurance
Heritage Centre Insurance
Museum Insurance
Theatre Insurance
Hall Insurance
Library Insurance

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We have worked with various third sector organisations, and whilst competitive premiums are a must, it’s also vitally important that the cover is right and will protect the organisation.

As we start to see insurance premiums across all classes increasing, the temptation is to either reduce cover or change insurer to a cheaper policy, which may not offer the same levels of protection you have enjoyed previously.

It’s important when faced with increasing premiums that you have been able to take the time to discuss all options to maintain the integrity of the policy cover, whilst ensuring it still provides the very best value.

If your policy is due for renewal, speak to us as early as possible so that you can be confident you have the right renewal offer in good time.

Faith, Charities & Not for Profit

A. Where do we start? There could be an Activity or adventure centres and playgrounds, Advice and employment training, Arts and crafts workshops, studios and libraries, Cafes, coffee shops, sandwich bars and tea rooms, Civil, human and ethnic rights (other than office-based training or translation services), Concert hall venues, Conference and exhibition centres, Day centres and drop-in centres, Drug and alcohol support services, Education centres, education establishments and schools, Environmental, health and well-being education, Farm buildings and zoos, Food and clothing banks, Garden centres, Gyms, leisure centres, health centres, health clubs, Historical, literary, cultural and humanistic societies, Holiday camps and summer schools, Museums, galleries and theatres, Nurseries, playschools, play groups and out-of-school clubs, Offices, shops and call centres, Outreach and lone work, Physical health treatment, Rehabilitation and halfway houses, Religious buildings and religious retreats, Social care (registered), Social clubs, working men’s clubs, pubs and restaurants, Sports clubs and grounds Storage and warehouses, Village halls and community centres, Wildlife and animal shelters or sanctuaries, to name a few…

Maybe not. If you have a board of trustees, they could be held personally responsible for financial loss or reputational damage to your organisation if they act outside of their authority. For example, if a trustee approves renovation work after the promise of a grant, which is then never received, the builders could sue the trustee(s) for payment. To protect against this, you should consider Trustee Indemnity cover. This policy covers the cost of compensation claims made against trustees by various Stakeholders.